“The government may soon exit the banking business, well at least one bank,” JIm Cramer said on Monday’s CNBC “Stop Trading!” segment. He said Citigroup Inc. (C) could be a buy if the government sells their 35% stake in the bank. Cramer told viewers he thinks it could happen very soon. “It just has that feel,” Cramer said. “It is so heavy it’s unbelievable.” Moving on to the retail sector, Cramer said the combination of Zappos and Amazon.com Inc. (NASDAQ:AMZN) is so powerful that these brick-and-mortar retailers are living in fear. He mentioned that Amazon.com is the reason that so many retailers are cutting prices and offering free shipping. Nordstrom Inc. (JWN) is the the most recent retailer to join the crowd by offering no-cost delivery for the holidays. With inventories low, Cramer pointed out that high-end retailers don’t want to get caught with any extra merchandise. That, combined with competition from Amazon.com, is driving a lot of sales and discounts. Cramer said he recently bought a coat at Macy’s Inc. (M) that was 30% below the full price, and Pier 1 Imports Inc. (PIR) is giving out great bargains at the end of the day that they wouldn’t give you a couple of hours ago. “I think that retail is not as depressed as we’d like to think because of those low inventory levels,” Cramer said. “But I am surprised about the bargains.” Get the scoop on tomorrow’s hottest trade ideas – TODAY! BeaconEquity.com PREMIER PICKS have an amazing track record. Join this select group and ride the profit wave!