“We’re so worried about the purity of the bill that we don’t realize that right in front of us, the FDIC is anointing a few banks and making them kings and giving them the deals of their lifetime,” Jim Cramer said on Friday’s “Stop Trading!” show. “They are going to own the world unless we pass the bill,” Cramer said. He explained that the delay with the bill is allowing JPMorgan Chase (JPM), Wells Fargo (WFC), PNC Financial (PNC) and U.S. Bancrop snap up collapsing banks like Washington Mutual (WM) and gain market share. Cramer says the limit for the FDIC insurance needs to be raised to $1 million. If that doesn’t happen, he says we will have a series of super banks, and people will pull their money out of all the other banks. The super banks “are going to own the world unless we pass that bill,” he said. Chat and share ideas with the best small cap traders LIVE each day free at Stocknetworkonline.com