We were told to avoid bond insurers MBIA Inc. (MBI) and Ambac Financial Group Inc. (ABK) on Stop Trading today. When the troubles are so widely known it is over, Cramer said he would never own these stocks and referred to them as a “moral hazard.” He told us to go buy a The Black & Decker Corporation (BDK) while joking. Pointed to were The Ryland Group Inc. (RYL) and Whirlpool Corporation (WHR) while ramping in this market.