CEO Mike McCallister from Humana Inc (HUM) joined he show today. Jim asked about Medicare membership increases and earnings from Medicare Advantage and how this will continue. McCallister said that they have always targeted the PDP program and over time they will move these people to Medicare Advantage, this will provide HUM with growth opportunities. They look at Medicare as a long term opportunity also. Research has provided them with them some targeted information on who they may be able to enroll to make money in the future. HUM plans to invest more in marketing efforts during the latter of 2006. Jim said that HUM was the one to buy when Aetna Inc (AET) and CIGNA Corp (CI) mess up.