“The hedge fund consultant business model is finished,” Jim Cramer said on Thursday’s “Stop Trading!” segment, as another 14 people were charged with insider trading. “If I’m the CEO of a major company, I’m going to send a memo saying that no one is allowed to speak ever again to one of these consultants,” Cramer said. In other developments, Cramer commented on the debate as to whether Goldman Sachs Group Inc. (GS) deserves its status as a bank holding company. “What’s the ratio? Are they doing 30 to 1? Are they doing 50 to 1?” asked Cramer. He said even though the firm is heavily involved in trading, it’s a question of leverage, and that’s something Goldman doesn’t abuse and has been very open about as a rule. Cramer said we don’t need to take away the designation. Finally, “Motorola Inc. (MOT) new Droid app phone is more of a Research In Motion (NASDAQ:RIMM) killer than an Apple Inc. (NASDAQ:AAPL) iPhone killer,” Cramer said. He pointed out that RIMM is resorting to buying back stock, instead of finding ways to increase its revenue. “We don’t want buybacks,” Cramer said. “We want growth.” Get the scoop on tomorrow’s hottest trade ideas – TODAY! BeaconEquity.com PREMIER PICKS have an amazing track record. Join this select group and ride the profit wave!