Cramer told investors that he is starting a new rule for bank stocks. If a bank stock falls under $5 a share it’s time to get out. He said he expects to see more IndyMac (IMB) situations unfold, so investors need to protect themselves and control their losses. Cramer advised not to withdraw their money if a bank fails because customer deposits should be safe. He said investors need to be worried about the stocks of Downey Financial (DSL), Corus Bankshares (CORS), FirstFed Financial (FED), BankUnited (BKUNA), National City (NCC), Washington Mutual (WM) and First Horizon (FHN). He’s also bearish on Citigroup (C), Wachovia (WB), Bank of America (BAC) and investment banks Lehman Brothers (LEH) and Merrill Lynch (MER). Get the scoop on tomorrow’s hottest trade ideas – TODAY! BeaconEquity.com PREMIER PICKS have an amazing track record. Join this select group and ride the profit wave!