“We have emerged from one of the darkest times in American banking history,” Cramer said. He told investors that he thinks the bank stocks have bottomed and he has four picks that will survive the carnage. He called them the “fortress” banks and said these stocks will be in a strong position to buy falling banks at fire-sale prices. Cramer said Wells Fargo (WFC), US Bancorp (USB), Bank of America (BAC) and JP Morgan Chase (JPM) all reported quarterly results that proved they will survive. He said US Bancorp is the only one he’d buy right now and he would look to get long the other three on weakness. Cramer explained that these banks stocks are going higher because all four reported strong earnings, congress is finally ready to pass the housing bill and the FED is considering lifting antitrust rules to make it easier for banks to buy their struggling competitors. “I look forward to massive takeovers, consolidation and a dramatic advance in financials” – at least JPM, BAC, USB and WFC – over the next year,” he said. Join the fastest growing community of small cap investors at Stockhideout.com